The protection of individual credit information by associated credit collecting organizations are based on the following points:

I. The associated credit collecting organization has strict professional rules and disciplines. It shall not inquire into individual credit report and shall not reveal or change the information willfully.

II. According to international practice, report about individual credit can be checked through mail, Intranet or Internet. Whatever means is taken, there will be relevant technical protection measures, such as the "proofing wall".

III. In the process of collecting, integrating and transiting of individual credit information, the associated credit colleting organization shall take necessary measures to assure the safety of information transfer.