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Will the information in the individual credit report be revealed?
(06/02/2004)

No, it won't. Inquiry of information from the pilot project of individual associated credit collecting in Shanghai is under strict control. According to the regulation on the "Measure of Shanghai Individual Associated Credit Collecting Pilot Project", only under two occasions can such information about individual credit be inquired. One, when member o Shanghai Individual Credit Database Center has business contact with consumers, he can inquire about the information in order to be more certain of the credibility of the consumer. Also, consumer himself can inquire with his own ID cards. Any other enterprise or individual will not be able to inquire into the individual credit report without the prior authorization from the consumer himself. In additional, judging from the internal control of the inquiry procedure, we can say that each inquiry and each procedure are traceable. A specific staff will be designated to check regularly. The inquiry of ach credit report is complete with the double check of two "Inquiry Operators". The credit collecting company signs confidential agreement with each "Inquiry Operator". The operator shall not inquire and reveal information about consumer credibility under any circumstances without authorization. Any staff who breaks the confidential agreement and other relevant regulations will be severely punished.