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No, it won't. Inquiry of information from the pilot project of individual
associated credit collecting in Shanghai is under strict control. According to
the regulation on the "Measure of Shanghai Individual Associated Credit
Collecting Pilot Project", only under two occasions can such information about
individual credit be inquired. One, when member o Shanghai Individual Credit
Database Center has business contact with consumers, he can inquire about the
information in order to be more certain of the credibility of the consumer.
Also, consumer himself can inquire with his own ID cards. Any other enterprise
or individual will not be able to inquire into the individual credit report
without the prior authorization from the consumer himself. In additional,
judging from the internal control of the inquiry procedure, we can say that each
inquiry and each procedure are traceable. A specific staff will be designated to
check regularly. The inquiry of ach credit report is complete with the double
check of two "Inquiry Operators". The credit collecting company signs
confidential agreement with each "Inquiry Operator". The operator shall not
inquire and reveal information about consumer credibility under any
circumstances without authorization. Any staff who breaks the confidential
agreement and other relevant regulations will be severely punished. |