The "Provisional Measures in Shanghai on the Administration of Individual Credit Collecting" makes clear the scope of individual credit information to be collected. According to the measure, individual credit report shall be objective and not assumptive. There shall also be scientific and appropriate evaluation standard system and relevant standards. The individual credit information mainly include: Individual credit information when individuals have credit relations with financial institutions or housing public fund management center; When individual buys on credit or pays to commercial institutions or public utility service organizations; Public record information during the work of administrative organizations, executive organizations of administrative issues, judicial organizations when they t\have credit relations with the individual.