1. A credit report inquiry application must be submitted by the applicant in person. When making an inquiry, an applicant must show their own personal identification.

2. The content of the credit report is consistent with the information on the consumer’s credit in the individual credit trans-collection system, as at the time of generating the report. Such information is reported by authorized agencies and individuals in the credit collecting process; this information is collected then entered into the individual credit trans-collection system by the credit bureau.

3. The credit bureau undertakes the responsibility of maintaining an objective and neutral position, and guarantees to follow this principle throughout the process of information gathering, processing and reorganizing.

4. A credit report should only be taken as a reference, and should never function as certification.

5. If one finds any incorrect information within their credit report, an objection application should be raised with the credit bureau in a timely manner.

6. Objections raised on the basic information in one’s credit report will be revised by the credit bureau according to the documented evidence the applicant provides; objections raised on any other information will be verified by the credit bureau according to the process of assisting the investigation of an objection.

8. One should take care of their credit report appropriately and be careful to ensure its secrecy is maintained.