1. Scope of application:

1. Individuals and their spouses who purchase self-occupied housing owned by the city, and have no housing provident fund loan, and have not withdrawn housing provident fund to repay the loan entrustment.

2. Individuals and their spouses who purchase self-occupied housing owned by other provinces and cities, where the house is located at the household registration place of the employee or his spouse or his immediate blood relatives, and there is no housing provident fund loan, and there is no entrustment to withdraw the housing provident fund and repay the loan.

2. Application materials:

1. Original proof of identity and relationship:

2. Extract the original copy of the proof material:

( 1 ) For the purchase of the self-occupied property right house in this city, provide the house purchase contract, the full invoice for the purchase of the house (if the invoice cannot be provided for the purchase of a second-hand house, a deed tax payment certificate is required), the real estate title certificate of the purchased house (including the original real estate title certificate) (certificate issuance five years from the date);

( 2 ) For the purchase of self-occupied properties in other provinces and cities, provide the purchase contract, the full invoice for the purchase (if the invoice cannot be provided for the purchase of second-hand houses, the deed tax payment certificate is required), the real estate certificate of the purchased house (including the original real estate title certificate) (issued Within five years from the date of the certificate), proof of household registration.

( 3 ) Those who withdraw housing accumulation fund before purchasing public housing property certificates provide public housing sales contracts and personal housing payment vouchers (the user's copy that has been stamped with the business seal of China Construction Bank or the cash receipt seal);

( 4 ) Demolition and relocation resettlement property rights housing provide housing relocation and resettlement agreement, invoice or receipt for the excess resettlement fee (if the resettlement fee is directly deducted from the house payment, the relocation unit shall provide a written certificate for making up the difference), real estate ownership certificate ( Including the original real estate title certificate) (within five years from the date of issuance of the certificate);

( 5 ) For those who purchase the auction property house, provide the house auction confirmation, the invoice or receipt for the purchase of the auction house, and the real estate title certificate (including the original real estate title certificate) (within five years from the date of issuance of the certificate);

( 6 ) For those who purchase the share of government property rights of the housing with shared property rights in this city, provide the agreement on the purchase of government property rights, the proof of payment for the share of government property rights of the housing with shared property rights in Shanghai, and the real estate certificate (within 5 years from the date of issuance of the certificate).

3. Debit card of a Chinese bank in my name. (It is recommended to bring a bank account debit card)

4. Other relevant materials: If the Municipal Provident Fund  doubts the authenticity of the employee's withdrawal behavior during the process of withdrawal and review, the employee may be required to provide other valid certification materials.

3. Service method:

Offline:

1. If the housing provident fund is withdrawn before purchasing the public housing property certificate: the payment certificate specifies the CCB housing provident fund business outlet where the receiving bank is located;

2. Buying other houses:

( 1 ) If the applicant's housing provident fund account is in the unit, the CCB housing provident fund business outlet;

( 2 ) If the applicant's housing provident fund account is withdrawn in the "Shanghai Provident Fund Management  Housing Provident Fund Centralized Storage Special Account" or "Voluntary Deposit Special Account", the Shanghai Provident Fund Management  business network.

( 3 ) When multiple withdrawal applicants apply at the same time, as long as there is a withdrawal applicant's housing provident fund account in the "Shanghai Provident Fund Management  Housing Provident Fund Centralized Sealed Special Account" and "Voluntary Deposit Special Account", all of them will be managed by Shanghai Provident Fund. Central business network.

on-line:

Purchase of self-occupied property rights housing in this city, or purchase of self-occupied property rights housing in the Yangtze River Delta region: "All-in-one Internet Access" PC terminal.

4. Time limit for processing:

If an employee's application for withdrawal of housing provident fund meets the prescribed conditions, the Municipal Provident Fund  shall make a decision to approve or disapprove the withdrawal within three working days from the date of accepting the application. If the Municipal Provident Fund  has doubts about the authenticity of the employee's withdrawal behavior, it shall conduct an investigation and verification, and then make a decision to approve or disallow the withdrawal within three working days according to the verification results (the investigation and verification time is not included within three working days. ).

For the investigation and verification of the relevant departments of this city, the investigation and verification time is generally five working days, and the longest shall not exceed ten working days; for the investigation and verification of the relevant departments of the province or city, the investigation and verification time is generally ten working days. No more than twenty working days.

Five, matters needing attention:

1. If you apply for the withdrawal of the spouse's housing provident fund for the purchase of a house, you should go through the withdrawal procedures in one lump sum;

2. If there are more than one property owner, and there is no spouse, blood relatives or members of the same household, only one of them and his spouse are allowed to withdraw the housing provident fund. If there are more than one property owner, and there are spouses, lineal blood relatives or members of the same household, each property owner and his/her spouse are allowed to withdraw the housing provident fund. The property owner is one person, and the property owner and his spouse are allowed to withdraw the housing provident fund;

3. For businesses that need to keep photocopies of identity certification materials, the managers of housing provident fund business outlets will scan, print or copy on their behalf.

4. If you purchase a house in another province or city and apply through the inter-provincial office for the purchase of a house, married employees should provide a marriage certificate, and unmarried employees must write "I have no spouse" in the blank of the "Inter-provincial Office" Business Application Form. and sign.