· Your current location: Home  >  Foreigners  >  Amenities  >  Housing accumulation fund

Withdrawal of loan changes

11-02-2022

1. Scope of application:

The employees who have already handled the withdrawal of the balance of the provident fund account in this city for the repayment of housing loans (hereinafter referred to as "withdrawal and loan repayment") change the personal withdrawal and loan repayment business.

2. Service conditions:

Borrowers and loan repayers can apply to change the repayment method, repayment participants , loan repayment borrowers, commercial loan account number, repayment order, etc., including the following:

1. Change the repayment method, that is, the loan repayment repayment method is changed from annual offset to monthly offset, or from monthly offset to annual offset;

2. Change the participants , that is, increase or decrease the number of people involved in the withdrawal and repayment of the loan;

3. Change of borrowers for withdrawal and repayment, including changes to borrowers for withdrawal and repayment of commercial loans and borrowers for withdrawal and repayment of pure provident fund loans and portfolio loans accepted before August 1, 2020 (change of withdrawal and repayment of provident fund loans) The borrower needs to complete the loan borrower change first) ;

4. Changing the commercial loan account number, that is, changing the commercial loan account number;

5. Change the repayment order, that is, adjust the repayment order of non-primary lenders and non-spouse loan repayment participants .

3. Application materials:

1. Proof of identity: the original ID card of the borrower and the borrower; people from Hong Kong, Macao and Taiwan should provide the Mainland Travel Permit for Hong Kong and Macau Residents, the Mainland Travel Permit for Taiwan Residents or the original residence permit for Hong Kong, Macau and Taiwan residents; Authorities should provide their original passports and their Chinese translations with their signatures; Hong Kong, Macao, Taiwan and foreigners should provide domestic contact information (name, ID number and contact information) and ID documents.

2. Proof of relationship: marriage certificate or household register. Married persons from Hong Kong, Macao and Taiwan who have not registered their marriage in the Mainland (Mainland) shall provide the original and photocopy of the marriage certificate notarized by the notary office in their place of residence (Hong Kong, Macao or Taiwan ). Married persons in Taiwan can provide Taiwan ID cards (see Details of family members on the back); if you register a marriage overseas, you should provide the marriage certificate issued by the notary office or competent authority of the country where you are located and certified by the embassy (consulate) of the People's Republic of China in that country or the country's embassy (consulate) in China. The original and photocopy of the certificate, if it is in a foreign language, should provide the original and photocopy of the translation issued by a regular translation agency.

3. To change the commercial loan account, it is necessary to provide the commercial housing loan contract, the loan voucher, and the repayment voucher for any period.

4. Other materials required by the Municipal Provident Fund .

4. Service method:

Offline:

The original withdrawal and repayment entrusted acceptance branch.

Online (change recharge method only):

Shanghai Housing Provident Fund website www.shgjj.com , "Shanghai Provident Fund" mobile client.

5. Attendees:

The borrower and all personnel participating in the withdrawal and repayment of the loan. If you are unable to be present, you need to provide a notarization certificate of entrustment issued by a notary office (the relevant entrustment matters should be specified in the notarization certificate) and the original identity certificate of the trustee.

6. Time limit for processing:

Completed application documents will be processed on the spot.